Insurance provides essential financial protection and peace of mind by covering unexpected events such as accidents, illnesses, and disasters. It helps manage risks, ensures business continuity, and offers legal compliance and liability coverage. For individuals, it guarantees health care and life security, while businesses benefit from employee protection and operational stability. Society as a whole gains from economic stability, resource allocation, social welfare, and investment in growth and innovation. In short, insurance is a vital tool for safeguarding our financial well-being and supporting economic resilience.