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Arogya Sanjeevan

Arogya Sanjeevani offers affordable premiums, making it accessible for individuals and families to secure quality healthcare coverage without a significant financial burden.

01.

Standardized Coverage:

Arogya Sanjeevani provides standardized coverage across all insurers, ensuring uniform benefits and making it easier for policyholders to understand what is covered. This includes hospitalization expenses, pre- and post-hospitalization costs, and specific treatments like cataract surgery.

02.

Affordable Premiums:

The policy is designed to be affordable, offering essential health coverage at reasonable premium rates. This makes it accessible to a wider section of the population, including those who may have found traditional health insurance policies too expensive.

03.

No Room Rent Capping:

Arogya Sanjeevani does not impose strict sub-limits on room rent, allowing policyholders the flexibility to choose a hospital room as per their preference and requirement, subject to the overall sum insured.

04.

Coverage for COVID-19:

The policy includes coverage for the treatment of COVID-19, providing financial protection against hospitalization expenses incurred due to the coronavirus, which is particularly relevant given the ongoing pandemic.

05.

Wide Range of Treatments:

Arogya Sanjeevani covers a wide range of treatments, including those for mental illnesses, AYUSH treatments (Ayurveda, Yoga and Naturopathy, Unani, Siddha, and Homeopathy), and daycare procedures. This comprehensive approach ensures that policyholders have access to various treatment options.

06.

Pre- and Post-Hospitalization Expenses

The policy covers medical expenses incurred up to 30 days before hospitalization and up to 60 days after discharge. This benefit ensures that associated medical costs, such as diagnostic tests, follow-up consultations, and medications, are also taken care of.