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Smart Deposite

This ensures that you have access to your money for emergencies or other financial needs while still earning higher interest.

01.

Higher Interest Rates:

Smart Deposit accounts typically offer higher interest rates compared to regular savings accounts. By linking your savings to fixed deposits, you can earn better returns on your idle funds.

02.

Flexibility and Liquidity:

Unlike traditional fixed deposits, Smart Deposit accounts provide the flexibility to withdraw funds as needed without penalties. This ensures that you have access to your money for emergencies or other financial needs while still earning higher interest.

03.

Automatic Transfers:

Many Smart Deposit accounts feature automatic transfers of surplus funds from your savings account to fixed deposits. This seamless process maximizes your interest earnings without requiring manual intervention, optimizing your savings efficiently.

04.

Minimum Balance Maintenance:

These accounts often help in maintaining the minimum balance requirement of your savings account. By automatically transferring excess funds to fixed deposits, they prevent your savings account balance from droppng below the required threshold, avoiding penalties.

05.

Easy Management

Smart Deposit accounts are easy to manage, often integrating with your existing savings account. You can monitor and control your funds through a single platform, whether via online banking, mobile apps, or branch services.

06.

Safety and Security:

Funds in Smart Deposit accounts are generally insured and backed by reputable financial institutions. This provides a secure investment option with minimal risk, ensuring the safety of your principal amount while earning higher returns.

 

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Sri Sai Mandir, Booty Road Bariatu, Ranchi (Jharkhand) - 834009

Opening Hours

Mon-Fri: 10am-6pm
Sat-Sun: 10am-2pm

Contact

Phone: +91 840 981 5555
Email: Info@Insurancekar.in